Helping Melbourne Retire with Confidence
Amber Wealth provides personalised financial planning, retirement planning, superannuation advice, investment management, and personal insurance advice to clients across Melbourne and Australia.
Book a Complimentary Wealth Consultationor call us directly on 03 9964 0718 | after-hours appointments are available
Strategic Financial Solutions
Our Retirement Journey
Retirement is more than reaching a certain age—it's about having the confidence and freedom to enjoy the lifestyle you've worked hard to achieve. We help you maximise your superannuation, create sustainable retirement income, reduce tax, and develop a personalised strategy that gives you financial security throughout every stage of retirement.
Explore Retirement PlanningInvestment Management
Your investment portfolio should reflect your goals, risk tolerance and time horizon. We build and actively manage diversified portfolios designed to grow and protect your wealth while keeping your long-term objectives at the centre of every investment decision. Ongoing reviews ensure your strategy stays aligned as markets and your circumstances evolve.
Explore Investment ManagementProtecting What Matters Most
Life is unpredictable, but the right protection can provide certainty when it matters most. We help you safeguard your family, income and lifestyle with tailored Life, Total & Permanent Disability (TPD), Trauma and Income Protection insurance, giving you confidence that you and your loved ones are financially protected if the unexpected happens.
Explore Personal InsuranceFinancial Planning Advice Across Melbourne
Amber Wealth is based in Brighton, in Melbourne's bayside, and we work with clients right across the metropolitan area — from the CBD and inner-eastern suburbs through Bayside and the south-east. Whether you're in Toorak, Malvern, Hawthorn, Camberwell, Richmond, South Melbourne, St Kilda, Caulfield, Doncaster, or closer to our Brighton office, the same considered, evidence-based advice applies.
As your Melbourne financial planner, we help individuals and families navigate the decisions that shape a secure retirement and a lasting financial position — from retirement planning and superannuation to investment strategies, retirement income, wealth protection, and broader financial planning.
Every plan is built around your actual numbers and circumstances, not a template. Appointments are available in person from our Brighton office, by phone, or by video — so clients across Melbourne and Australia can access tailored advice wherever they are. Get in touch to arrange a complimentary consultation, or learn more about Adam Sobczak and the practice.
Adam Sobczak
Senior Financial Planner
"True wealth management is not just about numbers; it's about the future security and legacy you build for your family."
Meet Adam – Helping Melbourne Retire with Confidence
With over 15 years of experience in strategic wealth management, Adam has helped hundreds of families navigate complex financial landscapes.
Qualified Professional
Bachelor of Business majoring in Financial Risk Management and International Trade
Specialisation
From growing your wealth to planning your retirement and protecting what matters most, we provide tailored advice that gives you confidence at every stage of life.
What Our Clients Say
Trusted by Melbourne families, retirees and professionals.
Frequently Asked Retirement Questions
Can I afford to retire?
For most people, yes — with the right plan. Whether you can afford to retire depends on four factors: your expected lifestyle costs, current superannuation balance, other assets, and how long your money needs to last. A financial adviser models your projected retirement income against your expected expenses to show the age at which you can comfortably stop working.
Adam Sobczak, Financial Adviser at Amber Wealth, helps Melbourne pre-retirees run this exact calculation — book a free consultation to see your numbers.
How much super do I need to retire comfortably?
Will I qualify for the Age Pension?
Frequently Asked Investing Questions
How do I start investing?
Start by clarifying your goals, timeframe, and risk tolerance. From there we establish an appropriate asset allocation, select suitable vehicles, and build a diversified portfolio. We guide you from your very first contribution through to an established, reviewable investment strategy.
How much should I invest each month?
What's the difference between shares, ETFs, and managed funds?
How do I manage investment risk?
Should I invest in a rising market?
How are investment earnings taxed?
Frequently Asked Insurance Questions
What types of insurance do I need?
Most Australians consider life, total and permanent disability (TPD), income protection, and trauma cover. The right mix depends on your dependants, debts, income, and lifestyle. We review your full picture and recommend cover that protects what matters without over-insuring.
How much life insurance cover should I have?
Is insurance inside super different?
Ready to Take Control of Your Financial Future?
Whether you're planning for retirement, growing your wealth, reviewing your super, or protecting your family, we're here to help. Book a complimentary consultation and discover how personalised financial advice can help you achieve your goals with confidence.