Financial Planning
Assistance with goal setting, cash flow management, tax planning, retirement planning and estate planning to help you make informed financial decisions.
Investment Management
Designed for wealth creation and income distribution, we create diversified low-cost portfolios with ongoing management to meet your personal and financial risk tolerance. Our portfolios use low-cost index passive and active investments.
Personal Protection Covers
Enjoy peace of mind knowing you're covered when you need it most. We will help you review your current insurance, assist during claim time and help you explore Life, Total and Permanent Disability, Trauma, Income Protection and business protection covers such as Capital, Revenue or Business Expenses cover.
Meet Adam - Director & Principal Advisor
Adam is the Director and Principal Financial Advisor at Amber Wealth and has been working in the financial services industry since 2010.
In that time, Adam has worked for several large institutions, including CBA, NAB, ANZ and industry superfund TelstraSuper, whilst also working for a number of smaller boutique practices around Australia.
Adam is passionate about helping his clients be the best they can be - by providing advice tailored to their unique circumstances and understanding that everyone’s needs and financial goals are different.
Adam graduated in 2012 from Victoria University majoring in Financial Risk Management and International Trade, and has since commenced the Certified Financial Planner program through the FAAA.
Adam also holds the Diploma of Financial Planning, The Advanced Diploma of Financial Planning and has completed several specialist courses allowing him to provide advice in areas of Margin Lending and SMSF advice.
Amber Wealth FAQ
If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan. Unfortunately, life is a little more complex – it’s hard to understand the intricacies of investment, taxation and ever-changing regulations, so you may need professional help.
Yet many of us resist seeking advice, as if our financial future weren’t just as important as our health or our children’s education. We often decide to manage our financial affairs ourselves, or leave it to someone we know, perhaps an accountant or a solicitor, which is a bit like buying vegetables at the butchers. Financial planning is a specialist profession and you should make sure that you’re getting advice from a properly qualified person.
A financial planner will help you reach your goals; even if retirement may seem a lifetime away, the sooner you start planning the more likelihood you’ll have to achieve financial independence and peace of mind.
Wealth accumulators (30-50 year olds), pre-retirees and retirees – people looking to get guidance and their finances in order for the next stage of life. The sooner somebody starts planning the easier it becomes and the smoother the transition later on.
No, the introductory one hour meeting is free.
Yes. I believe the most productive relationships are those where I work with clients in both a financial planning and investment management capacity. That said, you are under no obligation to do both. Financial planning and investment management are available as separate services.
Insurance is one of those things that is definitely not a set-and-forget. It needs to be reviewed regularly or when circumstances change. Given the constantly increasing premiums, an annual review is a good starting point.
Yes – ask about our Journey to Wealth Program which is designed to help clients get to their desired retirement destination. How long would you like to work for? How much do you think you would need in retirement? These are just two basic questions which need to be answered – The Journey to Wealth Program is designed to reach milestones and keep track of your investments in super, outside of super and all this whilst maintaining your standard of living.
Testimonials
“It wont' surprise you when you sign up with a company they provide a good service at the start, it is hard for any business to take care of their clients after years, I transferred from another firm to Amber Wealth, they provide excellent services, especially thx to Adam Sobczak, he has looked after my profile for many years, very responsible and professional. Again, you wish you never need insurance, however it saves your & family’s life when something happens. Last year a few people next to me have been diagnosed with cancer, including one of my family member’s, the insurance saves me.”![]()
M.M.
“I have been with Amber Wealth for many years . I have two insurance policies with them for income protection and TPD . Recently had to claim on one of the policies and WOW throughout the whole process Adam assisted with my claim. My case was very complex and it took some time to resolve. Adam from Amber Wealth was there the whole way and assisted in all aspects . Thanks ADAM and thanks Amber Wealth would recommend your services anytime”.![]()
G.M.
"Been with my Superfund for over 40 years. Returns have always been up there with the top funds, and the advice has always been sensible and appropriate. Big thanks to Adam from the financial advice team for his excellent customer focused approach"![]()
R.D.
“I had an Super information session with Adam Sobczak - Adam was great, he has given me very clear and relevant information. Now I feel so much better informed after my discussion with Adam going into my retirement”![]()
T.S.
“Sound advice tailored to my goals -After determining what I really wanted from my super, I was advised on an investment strategy that would suit my goals. I'm very happy with the advice I received from Adam and the follow up calls to make sure I was happy with the advice.”![]()
P.A.
"Comprehensive and detailed - Adam gave us a very comprehensive summary of the pros and cons of the different options available to us. Well done and thank you Adam. "![]()
S.K.
"I had no idea !Whilst speaking with Adam he asked me if I was aware of things to think about when consolidating my super A/Cs. Also what taxes my kids will pay when I pass away and how to get around that. Also briefly mentioned a "Bucket Strategy". I have been totally in the dark about these things. I'm glad I spoke to Adam because he bought up some important questions for me. He also guided me to think about a new contribution strategy. "![]()
B.W.
Adam Sobczak from Amber Wealth is a LEGEND!
"Amber Wealth, on the whole, has been wonderful - they have outstanding support and are responsive and transparent. I've been with them for a very long time now. Recently I was contacted by Adam Sobczak, from Amber Wealth to speak about my investment options and we had a few sessions together. Adam is patient, knowledgeable and friendly an helped me make sense of a topic I know nothing about. I would happily deal with him again."![]()
S.W.
"I have known Adam for many years now and he was always happy to provide me and my family with the best advice."![]()
D.B.
FSG
2024 Amber Wealth PTY LTD is a Corporate Authorised Representative of Finex wealth Pty Limited ABN 28 653 843 264 Australian Financial Services Licence 536960
For further details including the financial services we can offer you and how we are remunerated, please read the Financial Services & Credit Guide (PDF 320 KB). Any advice contained in this document is of a general nature only and does not constitute personal financial product advice. In preparing the advice no account was taken of the objectives, financial situation or needs of any particular person. Therefore, before making any decision, readers should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs. Please read our Privacy Policy and Terms and conditions.